TSL Feature Articles

  • TSL1123_JamesFarrell_Headshot_150 Seeking Growth, Small-Business Owners Can Tap a Variety of Loan Options
    Nov 20, 2023
    What are the credit needs and opportunities for today’s small-business owners? This article explores results from Pathward’s new survey. 
  • Floating Charges: the Good, the Bad and the Ugly - The Evolution of the Floating Charge
    Nov 16, 2023
    Earlier this year, SFNet announced its second CrossBorder Finance Essay Contest, sponsored by Goldberg Kohn Ltd. Members of SFNet’s International Finance and Development Committee judged the essay submissions on content, originality, clarity, structure and overall contribution to furthering and expanding understanding and discourse within the field of cross-border finance.

    This essay won first place. The authors of the winning essays have been invited to participate on a panel at SFNet’s 79th Annual Convention in Orlando, FL, November 15-17. This panel will take place Friday at 10 a.m.
  • CharliePerer_2023 headshot_150 The Story of LaSalle Business Credit
    Nov 13, 2023
    In this feature series, Charlie Perer sits with the key entrepreneurs and executives who have built leading commercial finance companies. This feature is about LaSalle Business Credit, told by some of the key executives who played seminal roles in the 1990s. The core team at LaSalle went on to be leaders throughout the entire commercial finance industry. Here to tell the story are Mike Sharkey, Marty Battaglia, Bob Corsentino and Bruce Sprenger.
  • TSL1023_CamilleVanLiebergen_150 TLC For Your Dutch Collateral: Some Practical Considerations
    Nov 9, 2023
    Earlier this year, SFNet announced its second Cross-Border Finance Essay Contest, sponsored by Goldberg Kohn Ltd. Members of SFNet’s International Finance and Development Committee judged the essay submissions on content, originality, clarity, structure and overall contribution to furthering and expanding understanding and discourse within the field of cross-border finance. This essay won second place and focuses on how tweaking the borrower’s customer contracts can strengthen your position as secured lender.
  • CourtneyJeans_150 Interview with Courtney Jeans, Head of Regions Business Capital
    Nov 7, 2023
    Courtney Jeans is executive managing director and head of Regions Business Capital. Jeans joined Regions Business Capital in January 2022. With nearly 30 years of experience in the financial services industry, his career has focused on lending activities within the middle-market and large corporate sectors in both banking and specialty finance, where he has held positions in business development, portfolio management and risk management.
  • Lending on Government Receivables and Contracts
    Nov 2, 2023
    Government contractors’ performance and lending requirements can change with the slightest turn due to financial regulations, acts of nature and geopolitical occurrences. Knowing you are secure in lending to, or financing, government contractors starts here.
  • GeorgeThorson_150 Transportation Factoring in a Freight Recession
    Oct 30, 2023
    Factoring for trucking companies and brokerages has skyrocketed in the last 10 years. An estimate on factoring company purchases is $90 billion annually. There are about 250,000 active for-hire carriers with 96 percent having six trucks or less. Factoring remains a necessary and viable tool for smaller carriers who have limited access to bank lines of credit or asset-based lenders. The transportation factoring company fills this void through the built-in elasticity of its offering – helping companies expand when the transportation industry is booming and sustain business when the industry is down. 
  • CassieRosenthal_150 The State of Retail: How Did We Get Here and What’s on the Horizon?
    Oct 25, 2023
    While retail data reported at the mid-summer mark pointed to a strong labor market, steady consumer spending in certain categories and retail sales up from last year for several straight months, the data only tells one side of the story. The numbers are merely inching forward, as growth across many sectors has been sluggish, if not altogether fl at. This year has unexpectedly been a mixed bag for the retail and credit market, and with continued volatility and an overall lackluster economic forecast, businesses and lenders must be prepared for any scenario.
  • TerryKeating_150 Staffing: An Industry with Many Facets
    Oct 23, 2023
    In May of 2022, when the author became CEO of Access Capital, the Company already had a long history of being a leading non-bank lender to the staffing industry. In this article, written with the help of Raphael Torres, head of business development, and Jessica Sanchez, director of marketing, Terry Keating will share some thoughts about the industry that he has learned through his journey over the past 18 months.
  • JenSheasgreen Navigating the Future: Exploring Opportunities in Healthcare Asset-Based Lending
    Oct 17, 2023
    Healthcare is an industry that is constantly changing. Lenders wishing to lend into the space need to develop expertise pertaining to the unique financial needs and challenges of the sector. This article explores the opportunities to lend into this space.
  • Kabir Vassanji_150 A Framework For Championing Securitization in Africa to Mobilize Capital and Drive Economic Development
    Oct 12, 2023
    Earlier this year, SFNet announced its second Cross-Border Finance Essay Contest, sponsored by Goldberg Kohn Ltd. Members of SFNet’s International Finance and Development Committee judged the essay submissions on content, originality, clarity, structure and overall contribution to furthering and expanding understanding and discourse within the field of cross-border finance. This essay won third place.
  • Anatomy of a Deal: Entrepreneurial
    Oct 10, 2023
    Joseph Heim and Jamie Franz of Culain Capital illustrate a recent deal and how being creative is critical to victory.
  • Gen Merritt Parikh-Headshot_150 Anatomy of a Deal: Participations
    At Haversine Funding, we take pride in offering unique and flexible alternatives to our clients. The adaptability built into our DNA allows us to provide senior and junior lines of credit - exclusively to factors and lenders - ensuring we don’t compete with our clients.
  • Anatomy of a Deal: Non-Bank ABL Solutions - Maximizing Availability and Flexibility

    White Oak executives detail a complex deal that unlocked substantial liquidity for an asset-heavy borrower in a non-traditional ABL industry.

  • Anatomy of a Deal: Distilling the Right Financial Solution for a Whiskey Business
    Sep 26, 2023
    In 2020, companies across the globe experienced challenges that had previously only been hypothetical scenarios posed by business school professors. Fast forward to 2023: taking their learnings from the unprecedented events of 2020, businesses are exploring capital preservation and unique, flexible financial solutions that will support their company through the next economic challenge. Throughout this article, we will walk through how Wells Fargo completed a transaction for a new customer, working to find a solution suited to fit their needs in a unique and dynamic industry.
  • MariusSilvasan_150 Interview with eCapital’s CEO Marius Silvasan
    Sep 25, 2023
    Marius Silvasan has built eCapital into a fast-growing financial technology firm through an ambitious and impactful M&A strategy. With the successful development of a proprietary technology-driven platform, eCapital is transforming financing for small-to mid-size companies. Under Silvasan’s leadership, eCapital has grown into a multi-disciplinary team of over 700 employees which, to date, has helped 30,000+ businesses garner more than $36 billion in financing to fuel their growth.
  • Martin Efron Factoring for Success in 2023 and Beyond
    Aug 23, 2023

    Access to ready working capital is critical to the success of a business, whether it is for maintaining ongoing operations or investing in future growth. Yet, short-term liquidity constraints are common, particularly during uncertain economic times. Factoring can offer a critical lifeline – providing reliable cashflow, credit protection and trusted guidance to help companies navigate the current market challenges.

     
  • Asset-Based Lending: A Primer for Borrowers and New Hires
    Aug 17, 2023

    Asset-based lending offers many benefits to borrowers in need of capital, not the least of which is the partnership built between client and lender.

  • CharliePerer_2023 headshot_150 Putting Capital to Work - Patrick Ta Beauty: SG Credit Partners’ Consumer Products Division Helps Company Flourish
    Aug 14, 2023
    Patrick Ta was always an entrepreneur. He opened his first tanning and beauty salon at 17 years old, learning key lessons, as well as the art of the pivot that would inform his future beauty career. After closing the doors to his first venture in Scottsdale, AZ, Ta moved to Los Angeles, CA, and further explored his passion for makeup.
  • BrianResutek_Headshot_150x150 Mitigating Borrowers’ Cybersecurity Risk
    Financial and collateral review? Check. Appropriate lender agreements, carveouts and lien perfection? Check. Review of borrower’s cybersecurity policies and procedures? Can you repeat that? When it comes to lender due diligence and documentation, organizations are well versed with modeling, credit procedures and deal structures; however, there is a continually growing blind spot that lenders cannot afford to ignore: Cybersecurity. 

Click on the link below to meet some of the “difference makers” in the secured finance community. This issue of The Secured Lender celebrates those who are having a profound impact on both their communities and their organizations. 

See Profiles


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