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The laws governing key aspects of secured transactions vary from state to state and new financial disclosure bills are being introduced in several jurisdictions. How can you keep up?

The SFNet Compendium of Secured Finance Law is a time-saving tool that enables you to research important legal issues related to secured transactions in any U.S. state within seconds. Published for asset-based lenders, factors, banks and other institutions engaged in secured transactions, the SFNet Compendium of Secured Finance Law is designed to suggest the answer to many questions at the most important and crucial time—when the borrower's application is presented. This is a digital-only item, you will not receive a hard copy when you subscribe.

Every effort is made to keep the Compendium material current. Periodic updates of revised laws and legal opinions are provided by SFNet and correspondent attorneys in the 50 states and the District of Columbia.

The Compendium is currently being updated to bring you the most current legal information available. The following states have been updated as of July 2020, with more being added throughout the year:

  • Delaware
  • Georgia
  • Illinois
  • Indiana
  • Massachusetts
  • Michigan
  • Minnesota
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Texas
  • Washington State
  • Wisconsin

SFNet would like to thank Richard Kohn, Goldberg Kohn, and Jonathan Helfat, Otterbourg P.C., and Charlie Johnson, Secured Finance Foundation, for their work on the Compendium Committee.

Member-only content. Please click the “sign in” button on the top of your screen and enter your credentials. Each state will appear below. Simply click on the state for which you are interested in viewing legal documents. 

If you have issues logging in as a member, please email


Disclaimer: The SFNet Compendium of Secured Finance Law (the "Compendium") is not intended to be a comprehensive treatment of any of the subjects addressed herein.  These responses do not attempt to address specific legal situations and should not be viewed as legal advice applicable to any specific fact pattern.  These responses are merely summaries, and as such, are not an exhaustive treatment of the subjects addressed and may omit significant qualifications or limitations that have been adopted by the courts in the states. 

Further, the responses to the questions posed herein are provided as of the date of submission of this portion of the Compendium and changes in the law from and after such date will be reflected in the Compendium only as updates are published by SFNet from time to time.

While the Compendium is designed to provide accurate and authoritative information in regard to the subject matter covered, it is published with the understanding that neither SFNet nor the correspondent attorneys who prepare such responses are rendering legal or other professional advice.   If legal advice or other expert assistance is needed, a professional should be engaged for the specific matter.


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