TSL Feature Articles

  • David Morse photo Part 2 -Taking Security in Cross-Border Lending: (How Do You Know) the Steps to Take or Whose Law Is It Anyway?
    Dec 2, 2024
    David Morse of Otterbourg P.C. explores the key relevant rights of the Secured Lender and “Third-Party Effectiveness”, what happens if the obligor on the receivable is located outside
    of the United States?, Rome I Regulation and more. Part 1 of this article appeared in the September/October issue of The Secured Lender.
  • Appraisers See a Mixed Picture for Valuations
    Nov 18, 2024
    Secured lenders increasingly rely on appraisers for swift and accurate valuations amid rising complexities in asset-based lending. With business bankruptcies up 40% and ongoing supply chain challenges, appraisers must adapt quickly to maintain their vital role in the underwriting process, ensuring lenders receive the critical insights needed to navigate this evolving landscape.
  • Walter Schuppe Faces of Freedom
    Nov 11, 2024
    Walter Schuppe, formerly of Pacific Western Bank, started Faces of Freedom in 2019 to
    express gratitude to and honor the sacrifices and service of U.S. Military veterans and their families. The project uses black and white portraits and oral histories, as told by each veteran, to help connect a face with a personal story.
  • TSL1124_RobertMeyers_InterviewPhoto_150 Eyes on the Future: SFNet Welcomes its Youngest President in 80 Years
    Nov 4, 2024

    Robert Meyers, managing member and president of Republic Business Credit, discusses his over 10 years of SFNet involvement to where he is today, as well as his goals as SFNet’s incoming president, which include creating a larger and more inclusive community to benefit its members and accelerate access to those in need of capital.

  • Navigating Cybersecurity Challenges in the Lending Industry
    Oct 14, 2024
    Attorneys from Mandelbaum Barrett PC explore how the rising cyber threats and stringent regulations facing lenders and the essential strategies for developing robust cybersecurity programs, safeguarding data, and maintaining regulatory compliance in a rapidly changing landscape.
  • TSL1123_BarryBobrow SFNet 2024 President Barry Bobrow Reflects on a Successful Year
    Oct 2, 2024
    Bobrow discusses the highlights of his tenure as president of SFNet, challenges and opportunities faced, and advice for incoming SFNet President, Rob Meyers.
  • morse, david Taking Security in Cross-Border Lending: (How Do You Know) the Steps to Take or Whose Law Is It Anyway?
    Sep 26, 2024
    Navigating cross-border secured financing presents a complex challenge, where choice of law and conflict of law rules create an intricate maze. Unlike straightforward domestic transactions under the Uniform Commercial Code, international financing demands careful scrutiny of diverse jurisdictions’ laws. David Morse of Otterbourg P.C. explores the practical steps lenders must take to secure rights over assets like inventory and receivables across multiple countries to ensure the lender has the benefit of such security. Part 2 of this article will appear in the November/December issue.
  • The Evolution and Impact of Factoring Services Amidst Global Supply Chain Disruptions
    Sep 23, 2024
    In recent years, global supply chains have faced unprecedented challenges, from pandemic-induced disruptions to geopolitical tensions and economic uncertainties. As businesses grapple with these issues, factoring has emerged as a critical solution for managing cash flow and mitigating risks. SFNet members provide insight into how factoring has evolved, its impact on the supply chain, and real-world examples of its effectiveness.
  • An Interview with SFNet’s Co-General Counsels: Bobbi Acord Noland and Jonathan Helfat
    Sep 17, 2024
    In the ever-evolving landscape of secured finance, few roles are as pivotal as that of general counsel for a major industry trade association. For Bobbi Acord Noland and Jon Helfat, this role at the Secured Finance Network (SFNet) has been a journey of leadership, challenge, and growth.
  • Michele Ocejo Unlock the Future of Supply Chain Finance: Join SFNet’s December Conference for Key Insights and Networking
    Nov 20, 2024
    On December 3, SFNet will host its first Supply Chain Finance Conference, at Greenberg Traurig in New York City. Industry leaders and experts will converge to explore the latest trends and insights in supply chain finance. This full-day event will provide invaluable knowledge and networking opportunities, featuring a diverse range of sessions designed to deepen your understanding of the supply chain finance ecosystem.
  • LauraJ_GoldbergKohn Public Data in Cross-Border Lending
    Sep 2, 2024
    Data and precedent play a key role in your ability to structure, negotiate and document lending transactions. In cross-border deals, access to this data is especially essential and can be more challenging to locate. Laura Jakubowski of Goldberg Kohn provides the information you need to arm yourself with vital information. 
  • CharliePerer_2023 headshot_150 Succession: ABL Industry Needs a Plan
    The ABL industry is struggling with succession challenges. Founders are synonymous with their firms, yet many lack succession plans despite good health and changing industry dynamics. The generational shift demands innovation and client-centric approaches. Planning and communication are crucial. Unlike TV drama, ABL leaders must ensure smooth transitions to secure their legacies and firms’ futures amidst industry upheaval.
  • Factoring Industry Remains Resilient Amid Economic Shifts
    Aug 12, 2024
    The U.S. economy wrapped up 2023 on a robust note, buoyed by resilient consumer spending and a solid labor market. 
  • The State of Asset-Based Lending in Q1 2024: A Comprehensive Analysis
    Aug 6, 2024
    The first quarter of 2024 presented a complex landscape for asset-based lending (ABL) and the broader economic context. According to the SFNet Q1 2024 Asset-Based Lending and Confidence Index surveys, the ABL industry exhibited both stability and cautious optimism despite the economic headwinds.
  • Navigating Economic Uncertainty: Key Insights from the SFNet Market Pulse Report
    Aug 1, 2024
    As we delve into the second quarter of 2024, the financial landscape is marked by both challenges and opportunities. The latest SFNet Market Pulse Report provides a comprehensive analysis of various economic indicators, trends, and projections that are crucial for stakeholders in the secured finance (notably asset-based lending and factoring) industries. This article synthesizes the key findings and insights from the report, offering a detailed overview of the current economic outlook, credit markets, consumer finances, sector activity, and global economic trends.
  • Understanding the Complexities of Recruiting and Retaining Talent
    Jul 1, 2024
    The secured finance industry is feeling the strain as the industry ages and its most experienced executives retire. Here, SFNet members offer their points of view on the challenge.
  • Where Are They Now? Catching up with Previous SFNet 40 Under 40 Award Winners
    Jun 17, 2024
    Past SFNet 40 Under 40 Award recipients discuss how the Award affected their careers and offer advice to the next generation.
  • Interview with Jeff Dunlop and Maria McGuire of Goldberg Kohn, SFNet Past 40 Under 40 Award Recipients
    Jun 5, 2024
    Earlier this year, Jeffrey B. Dunlop and Maria T. McGuire were named co-chairs of Goldberg Kohn’s Commercial Finance Practice Group. They succeed Michael Hainen, who completed his highly successful nine-year term as the practice group leader at the end of 2023.
  • TSL0324_SusanStanley-Headshot_150 Navigating the Roadblocks: Challenges and Progress in the U.S. Electric Vehicle Revolution
    May 1, 2024
    As the automotive industry moves toward electrification, lenders face an uncertain path forward. The successful transition to EVs will require substantial investment at all levels, from charging technology and coverage to dealership infrastructure. As the effect on total cost of ownership unfolds, the residual value models that underpin the entire industry will need to be redefined, impacting financing and leasing. Lenders to the mobility sector should be prepared for further disruption which will provide either opportunities or create credit challenges as companies navigate this dynamic landscape.
  • kucey Armstrong Flooring Bankruptcy: The Alchemy of Creating Value from Accounts Receivable
    Apr 25, 2024
    Finding the right combination of capital resources and strategic knowledge in the sale and restructuring of a business is complicated; but when it works, this seemingly magical process of transformation creates incremental value for all constituents involved in the bankruptcy process. Take the case of Armstrong Flooring, and three affiliated companies, that each filed petitions in the United States Bankruptcy Court for the District of Delaware seeking relief under Chapter 11 on May 8, 2022.

Click on the link below to meet some of the “difference makers” in the secured finance community. This issue of The Secured Lender celebrates those who are having a profound impact on both their communities and their organizations. 

See Profiles


Previous TSL Articles

  • Resilient and Strong: Q3 2025 ABL Market Sets Record Amid Macro Uncertainty
    Nov 10, 2025

    Amid a backdrop of rapidly changing geopolitical risks, trade policy recalibration, rising concern over the labor market and consumer spending and tepid M&A activity, the U.S. asset-based lending market delivered the highest quarterly volume on record excluding the volume relating to LIBOR cessation in 2023.

  • Betty Hernandez - SLR Business Credit Betty Hernandez: Leading SFNet with Vision and Dedication
    Nov 3, 2025
    Betty Hernandez, executive vice president and chief credit officer, SLR Business Credit, and incoming SFNet president, shares her career journey and extensive involvement with SFNet. She discusses her priorities as SFNet president and vision for the future of the secured finance industry.
  • Reflections on Asset-Based Lending with Mike Scolaro
    Oct 29, 2025

    In the ever-evolving world of secured lending, few voices resonate as deeply as Mike Scolaro, Group Head of Asset-Based Lending at BMO Commercial Bank. Recently featured on SFNet Presents In The Know with host Barry Bobrow, Scolaro, who has announced he will be retiring in the coming months, shared candid reflections on his career, the transformation of ABL, and what lies ahead for the industry.

  • SFNet’s 81st Annual Convention: Building Connections and Strategies for the Future of Secured Finance
    Oct 27, 2025
    Featuring a new Tuesday-Thursday format, with a golf outing on Friday, this year’s SFNet Annual Convention offers unique networking opportunities and timely topical panels to help attendees continue to rise to the challenge. In a time of disruption and transformation, the secured finance community is resilient, innovative, and determined to thrive. The Convention serves as and your opportunity to discover new business prospects, build meaningful connections, and gain critical insights to move your organization forward. 

  • Robert Grbic - White Oak The First Brands Collapse: A Cautionary Tale
    Oct 14, 2025
    While lenders have always dealt with “bad or problem loans” as part of the business, the size, complexity and speed in which First Brands collapsed into bankruptcy has rattled lending markets.   
  • Strategies to Overcome Merchant Cash Advance (MCA) Challenges: Insights and Solutions from Industry Experts
    Sep 9, 2025
    Merchant cash advance (MCA) lending has become a disruptive force in the alternative finance sector, reshaping how small and mid‑sized businesses access capital — and how lenders assess and protect their positions. In a July 29 webinar hosted by SFNet, "Strategies to Overcome MCA Challenges," three leading experts — Richard Simon, partner, Mandelbaum Barrett PC, Marc Mellman, managing director, MCA Stacking Solutions and Stuart Wells, counsel, White and Williams LLP — shared insights on the growth of MCAs, the risks they present, regulatory changes, litigation strategies, and how both lenders and merchants can handle this challenging environment.
  • Jaime Gillespie Leaning Into Strengths: A Strategic Edge for Developing Talent
    Jul 28, 2025

    In today’s competitive landscape, companies across industries are seeking ways to unlock higher productivity, employee engagement, and long-term performance. One increasingly effective and research-backed strategy is shifting from fixing weaknesses to developing strengths and helping individuals do more of what they naturally do best.

     
  • Lon Goldstein photo One Big Beautiful Bill Act Delivers Major Tax Changes
    Jul 7, 2025

    The One Big Beautiful Bill Act signed into law by President Trump on July 4, 2025, permanently extends key provisions from the 2017 Tax Cuts and Jobs Act while introducing new measures affecting secured lenders and their borrowers. The legislation passed the Senate 51-50 with Vice President Vance casting the tie-breaking vote on July 1, followed by House approval on July 3.

  • Henry Sosa The Power of Inclusiveness in Secured Finance
    Jun 30, 2025
    Inclusiveness is not just a buzzword; it’s a transformative force that has shaped my career in secured finance and asset-based lending. Over the years, I’ve witnessed firsthand how an inclusive environment fosters innovation, collaboration, and ultimately, success. 
  • Niamh Kristufek - First Business Bank Leading with Agility: Niamh Kristufek on Her Role at First Business Bank
    Jun 11, 2025
    Niamh Kristufek discusses her role as President - Specialty Finance of First Business Bank as well as challenges the industry is facing, including tariff, economic uncertainty and building client relationships at a specialized bank.

The Secured Lender

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SFNet's Great Places to Work Issue