Financial Statements

Financial Statement Analysis is an overview curriculum designed to help participants become more comfortable with financial statement interpretation and analysis. This course is beneficial for Analysts, Underwriters and Account Managers with less than two years of experience and continues to be one of our most popular curriculum offerings.

Financial Statement Analysis explores:

  • The importance of financial analysis in asset-based lending;
  • Why asset-based lending is not just about the collateral;
  • The basic framework for reviewing and understanding a balance sheet, income statement and cash flow statement;
  • What to look for in projections;
  • How a 13-week cash-flow is compiled and what it is used for;
  • Understanding and identifying which financial tests are pertinent to individual situations;
  • Completing and interpreting basic financial ratios;
  • Financial covenant establishment; and,
  • Predicting financial hardships of the borrower and how to mitigate.

Financial Statement Analysis allows participants to “get behind the numbers.” It is recommended for all experience levels and is suitable for anyone with risk management responsibilities.

Please contact with any questions or to learn more.

  • sfnet-educationicon-(1)ef1ea855e39c41c08cca9373ec18a909 2024 Summer Financial Statement Analysis
    July 23 to 25, 2024
    Our Financial Statement Analysis curriculum provides participants with insight and knowledge to aid in effectively analyzing financial statements and testing key financial ratios against standardized benchmarks.



Learn with SFNet Education 20/20

Knowledge to advance your organization and career


Begin with SFNet’s Level One courses to gain a thorough understanding of the secured finance ecosystem.

See our tracks & course descriptions