The Pursuit of Happiness: How Robyn Barrett created a woman-owned empire in the factoring space while staying true to who she is

April 8, 2024

By Angela Fiorentino


Robyn Barrett

Robyn Barrett is the SVP, managing director of Oxford Commercial Finance (“OCF”). OCF offers factoring and asset-based lending lines of credit to small to mid-sized to access the capital needed to grow. 


Robyn Barrett began her career at Restaura, Inc. in Phoenix, a food contract management company [subsidiary of the Greyhound Corporation], where she was responsible for monthly close and analysis as well as external reporting of payroll information. Ms. Barrett left The Dial Corporation to enter the world of corporate finance at FINOVA Capital Corporation, a Phoenix-based publicly traded commercial lender. Over the course of five years, her talents for financial budgeting and forecasting, marketing analysis, customer relations, business development and financial negotiations were recognized with a series of promotions.

In 2001, Barrett founded Phoenix-based FSW Funding. In April 2022, Barrett sold FSW Funding to Oxford Bank and was retained to manage the OCF Working Capital Group. Here, Angela Fiorentino, president of AmeriFactors and a member of SFNet’s Women in Secured Finance Committee, discusses Barrett’s journey.

Robyn Barrett’s beginnings in the financial industry began humbly enough. After obtaining her bachelor’s degree from Arizona State, her MBA from Grand Canyon University, and her CPA license, Barrett worked as a financial analyst for a consumer products company. While the consumer products company really valued the brand side of the business, it did not support the fi nancial side of the business. According to Barrett, “we were treated like secondclass citizens.” She knew she deserved better; a place where her skills, strengths, and passions were valued. So, she set about changing her career trajectory. Four personal attributes defined her efforts: her desire to take control of her own destiny, her willingness to fail, her ability to utilize personal connections, and overarchingly, her optimism.

Barrett understood early on that her career path would not be linear and that she might have to take a metaphorical step back to get to a better place. She knew she wanted to work for a financial company where her skills in financial analysis would be valued. So, she identified an alternative financing company in the same building where she worked for the consumer products company and set about making personal connections at the alternative finance company. She leveraged those connections to fi nd out about, and apply for, jobs.

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About the Author

AngelaFiorentino_Headshot-150
Angela Fiorentino is president and general counsel to AmeriFactors Financial Group LLC a wholly-owned subsidiary of Gulf Coast Bank & Trust, Co.

Fiorentino began her career working as a stockbroker while earning her degree in accounting from the University of Central Florida. When she left the securities industry in 2007 to pursue her J.D. Degree, she was chief compliance officer for a SEC and FINRA-registered broker dealer. In 2010, Fiorentino graduated cum laude with her J.D. degree from the University of Miami.

In 2017, Fiorentino joined AmeriFactors as General Counsel and created its legal department. Recently, Fiorentino was appointed to lead AmeriFactors as its President and CEO while also continuing her role as General Counsel. Through Fiorentino, AmeriFactors continues its commitment to help businesses achieve success by providing fast funding through innovative solutions, effective teamwork, and productive partnerships with both internal and external stakeholders.