TSL Express Daily News

SFNet Secured Finance Certified Professional (SFCP) program, offered to employees of SFNet members, features a robust curriculum of live online courses. Certification criteria are designed to reinforce industry excellence, elevate professional standing, and propel careers forward.  
 
The program is set to become the gold standard in asset-based lending and factoring, offering a prestigious career milestone. Targeted at emerging and mid-career professionals, the program requires mastery of core subjects, evidenced by passing a comprehensive exam. Certified individuals earn an SFCP credential, showcasing their ongoing dedication to professional integrity and industry best practices. 
 
Here, we spotlight one of our first SFCPs, David Hedaya, account executive and business development officer, The Hedaya Capital Group. 

Congrats on being one of the first in our industry to achieve the SFCP designation! What motivated you to complete the SFCP program?
My motivation for pursuing the SCFP designation stemmed from a firm belief that long-term success in any industry requires a solid grasp of its core fundamentals. I saw the SCFP program as a unique opportunity to strengthen my academic foundation in a structured, practical way. By combining this formal knowledge with my hands-on work experience, I hoped to deepen my understanding and improve my contributions to our clients and company.

Can you provide our readers with some background on your career and your current role in the industry?
I currently serve as an Account Executive and Business Development Officer at Hedaya Capital. In this dual role, I manage relationships with existing clients while also sourcing and onboarding new ones. This combination allows me to contribute to both the operational and growth aspects of our portfolio. We are a family-owned and operated firm specializing in factoring, asset-based lending (ABL), and trade finance solutions. We focus on providing working capital to companies generating $500K to $50MM in sales across various sectors—including wholesale, distribution, staffing, and industrial services. Our mission is to empower entrepreneurs and business owners to achieve sustainable growth and reach their full potential.

Can you walk our readers through the classes you have taken to achieve the SFCP designation?
 As part of the SCFP curriculum, I completed the following courses:

• Underwriting Level 1
• Account Management Level 1
• Field Exam Level 1
• ABL Documentation
• Workouts and Bankruptcy
• Critical Leadership Strategies

How do you think achieving the SFCP designation will help your professional development?
I believe the SCFP program will enhance my capabilities as a credit professional. It gave me a structured framework to better analyze risk, assess client needs, and navigate various lending scenarios. 

We know people reading are wondering about the exam. Can you share your experience on that?
The courses themselves are in-depth and taught by seasoned industry professionals, which makes them incredibly engaging and informative. The exams are short and are designed to test your grasp of the most important principles covered in each course. It’s less about memorization and more about understanding how to apply key concepts in real-world situations.

Now that you are an official SFCP, what additional classes will you look to take during the next two years?
Over the next two years, I plan to continue my learning journey by taking:

• Business Development Level 1
• Financial Statement Analysis
• Factoring Underwriting
• Factoring Documentation
  

These areas align well with my current responsibilities and will help me expand my expertise in both client acquisition and credit structuring.

If there is anything else I didn’t mention that you would like to include, please do!

I highly recommend the SCFP program to anyone serious about building a long-term career in commercial finance. It’s a smart investment in your own development and a great way to connect with others who are passionate about our industry.