TSL Express Daily News

ST. PETERSBURG, Fla. & SAN DIEGO--(BUSINESS WIRE)--Directed Capital Resources, LLC (Directed Capital), a national private credit and opportunistic real estate finance firm, has closed $90 million in equity commitments for its eleventh flagship fund and secured more than $265 million in credit capacity from longstanding banking partners. This capital base positions the firm to pursue more than $600 million in commercial mortgage loan acquisitions and originations nationwide. Since inception, the firm has acquired and originated over $2.3 billion in assets.

The firm’s credit capacity includes closed facilities totaling $215 million from First Horizon Bank, Banc of California, Valley National Bank, and Centennial Bank. An additional facility is expected to close in July, bringing total committed capacity to $265 million. These relationships reflect the confidence of regional and national lenders who have supported Directed Capital across multiple market cycles.

Directed Capital’s most recent fund, DCR X, acquired and originated more than $700 million in commercial mortgage assets, the majority of which have been resolved. DCR XI has already acquired and originated over $200 million in assets to date, reflecting the platform’s growing scale and consistent deal flow.

The current market environment presents compelling opportunities for acquisition and origination, particularly for firms like Directed Capital that focus on acquiring performing and sub-performing commercial mortgage loans collateralized by cash-flowing real estate. These loans typically range from $1 million to $25 million and are secured by properties operated by small business owners across sectors such as retail, industrial, healthcare, lodging, multifamily, and select suburban office. The firm sources these opportunities through a broad network of market participants, including direct relationships with regional and national banks.

“Directed Capital takes great pride in providing solutions where traditional lenders cannot,” said Chris Moench, CEO of Directed Capital. “We are focused on supporting small business owners while delivering exceptional, risk-adjusted returns for our investors.”

Since 2001, Directed Capital has built a reputation for disciplined underwriting, consistent sourcing, and creative asset resolution strategies. As the firm approaches its 25th anniversary in 2026, its longstanding relationships with investors, lenders, and capital providers continue to drive value across its sourcing, underwriting, and asset management. In a recent investor letter, the firm noted that “regulatory shifts encouraging banks to offload distressed loans have created a favorable environment for DCR XI’s disciplined underwriting and relationship driven acquisitions.” The Federal Reserve has moved away from “extend and pretend” policies, instead encouraging banks to sell underperforming or non-core loans to recycle capital. This regulatory shift, combined with increased bank M&A activity, has created a more opportunistic pricing environment and accelerated transaction volume.

DCR XI continues to actively pursue commercial mortgage acquisitions. The firm’s investment and servicing functions are performed entirely in-house, with resolution strategies ranging from refinance and loan restructuring to foreclosure and asset repositioning. “We continue to see significant opportunity in the private credit markets, particularly as banks reassess their non-core exposures,” Moench added. “Our platform is built to be opportunistic and act decisively which are qualities that matter in this environment.” In parallel with acquisitions, Directed Capital has also experienced a notable increase in high-quality origination opportunities. These loans typically feature moderate loan-to-value ratios, strong underlying asset performance, and experienced sponsors seeking private capital due to tightened credit from traditional lenders. The firm continues to maintain flexibility in structuring, while applying rigorous underwriting standards consistent with its acquisition discipline.

With a team based in St. Petersburg, San Diego, and Boston, Directed Capital manages all aspects of loan acquisition, servicing, accounting, and resolution internally.

About Directed Capital

Directed Capital is a national private credit firm that acquires, manages, and repositions commercial mortgage loans, and originates bridge loans, in the $1 million to $25 million range. Operating in the alternative investment space, Directed Capital is known for delivering exceptional risk-adjusted returns traditionally uncorrelated with broader markets. Founded in 2001, the firm has sponsored eleven funds and acquired or originated more than $2.3 billion in commercial real estate loan assets. Directed Capital Advisors, LLC is an SEC Registered Investment Advisor (RIA).

Nick Griffin, Esq.
nick.griffin@directedcapital.com
www.directedcapital.com