TSL Express Daily News
The Secured Lender
SFNet's The 81st Annual Convention Issue
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Top 5 Apps for Organizing
Mar 7, 2019If you’re like most of us, we try to stay organized in business and life, but it gets increasingly complicated…
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The Importance of Stretching
Mar 7, 2019Every personal trainer and athletic coach I have ever worked with has stressed the importance of stretching. When working out…
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SFNet's 40 Under 40 Award Winners Panel Recap
Mar 6, 2019Moderator: Samantha Alexander, regional underwriting manager, Wells Fargo Capital Finance’s Corporate Asset Based Lending group and 2016 CFA 40 Under…
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SFNet's Inaugural YoPro Leadership Summit
Mar 6, 2019The Secured Finance Network brought together the next generation of commercial finance leaders for a full day of learning and…
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It’s a Marathon, Not a Sprint
Aug 22, 2018I was recently invited to participate in an executive panel to answer questions from a credit training class comprised of...
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It’s Not Too Late – Five Member Benefits to Cash In On Now
Aug 1, 2018As we hit the half way mark on calendar year 2018, it is a good time to take stock and…
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It’s Time To Break Up With Your Phone
Jul 18, 2018Do I have your attention? Let’s be honest here: do you have the attention span to read this article? Compared…
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Lien Management – What You Need to Know
Jun 6, 2018UCC filing is the cornerstone of all loans and every lien portfolio...
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Potential Impacts of Blockchain on Commercial Lending
Jan 15, 2018By Raja Sengupta, Executive Vice President and General Manager, Wolters Kluwer’s Lien Solutions When it comes to the rising importance…
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How to be a Good Leader
Dec 5, 2017I know what you’re thinking…another article about how to be a good leader? The short answer is yes…but this time,…
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Fintech and Due Diligence – Disruptors and Established Firms Evolve
Oct 30, 2017The fintech sector has gone through a number of manifestations in the past two decades.
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A Commercial Banker’s Tickler Transition Plan
Oct 18, 2017Just do a keyword search for “bank tickler,” and you’ll quickly realize that banks are still heavily reliant on manual…
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Understanding and Developing Your Personal Brand: Four Steps to a More Intentional Career Progression
Sep 5, 2017It is imperative for individuals to have a general idea about their future career aspirations, just as companies should have clearly defined strategies.
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Selecting a Technology Vendor: 3 Questions to Ask
Jul 5, 2017As with anything else at your bank, selecting a technology vendor can be a challenging decision. Users from across different…
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Why Back-Office Lending Automation Enhances Customer Satisfaction
Apr 25, 2017Every bank strives to keep its customers happy. Of course, some institutions are better at achieving this goal than…
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The Lost Art of the Loan Purchase
Mar 2, 2017Purchasing a loan directly from a bank whether at par or discount is a not-often-used technique that is easily…
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Audit Prep: Why a Paperless Approach Makes Sense
Feb 15, 2017How much time does your financial institution spend preparing for audits? We recently surveyed 187 community banks, and the results…
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Back Office Support Services: Helping you approve more clients
Feb 7, 2017How many times have you come across a potential client who’s financials are either not up to date, not accurate,…
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“All Assets” is the Key When Drafting UCC-1 Financing Statement Collateral Descriptions
Jan 30, 2017Even when prepared by outside or in-house counsel, many lenders pay close attention to draft UCC financing statements before they…
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Paper Loan Files: Does Your Bank Know the True Cost?
Jan 12, 2017Sure, there’s a tangible cost associated with deploying an electronic loan imaging system. Software, support, and scanning hardware are just…
January 31, 2023
Source: Womble Bond Dickenson
Womble Bond Dickinson announced today that Joel L. Perrell Jr. has joined the Baltimore office as a partner in the Capital Markets group. Perrell brings decades of experience representing diverse clients in bankruptcy cases, insolvency proceedings, restructurings, and workouts domestically and internationally involving cryptocurrency, retail, manufacturing, healthcare, transport, real estate, insurance, and other commercial businesses.
Perrell is one of few attorneys in the country with a practice focused on all aspects of insurance premium finance. This secured lending product enables a company to acquire insurance coverage without a large, upfront premium payment. He advises the full range of participants operating in this space on matters concerning regulation and compliance, legislative and regulatory monitoring, operations, obtaining and renewing sources of lending capital for premium finance lenders, mergers and acquisitions and related due diligence, collateral enhancement, support and protection, fraud detection and related policies, and collection and enforcement of loans both in and out of court and in bankruptcy proceedings.
“Joel is a highly credentialed and skilled attorney with an excellent reputation in the Baltimore legal market and is an ideal fit for our firm,” said Baltimore Office Managing Partner Barry J. Herman. “A key contributor to our success has been remaining true to our core values. Joel is a strategic and complementary addition to this office and the firm’s Capital Markets practice.”
“Joel is a highly credentialed and skilled attorney with an excellent reputation in the Baltimore legal market and is an ideal fit for our firm. A key contributor to our success has been remaining true to our core values. Joel is a strategic and complementary addition to this office and the firm’s Capital Markets practice.”
BARRY HERMAN, BALTIMORE OFFICE MANAGING PARTNER, WOMBLE BOND DICKINSON
“We are focused on adding talent in areas that align with client needs and by looking ahead to where we expect growth,” said Capital Markets Practice Group Leader Merrick J. Benn. “Joel’s unique skillset in finance and restructuring, particularly insurance premium and senior living finance, will further strengthen the support we offer clients.”
“We are focused on adding talent in areas that align with client needs and by looking ahead to where we expect growth. Joel’s unique skillset in finance and restructuring, particularly insurance premium and senior living finance, will further strengthen the support we offer clients.”
MERRICK BENN, CAPITAL MARKETS PRACTICE GROUP LEADER, WOMBLE BOND DICKINSON
Perrell acts as general counsel to the National Premium Finance Association and has advised other trade organizations in the U.S. and abroad in selected matters of importance to the insurance premium finance industry. His creditors’ rights experience includes significant commercial collection matters, Uniform Commercial Code Article 9 asset dispositions, and enforcing and executing judgments in multiple jurisdictions. He also counsels HUD-insured long-term care and senior housing lenders, ranging from large-scale, multi-state portfolio transactions to single-asset deals in inter-creditor, restructuring, and other creditors’ rights issues.
“I was immediately attracted to Womble’s collegial culture and geographical reach,” said Perrell. “As a transatlantic firm with a deep bench of experienced lawyers serving clients across every business sector, Womble is a natural fit for my practice and clients.”
“I was immediately attracted to Womble’s collegial culture and geographical reach. As a transatlantic firm with a deep bench of experienced lawyers serving clients across every business sector, Womble is a natural fit for my practice and clients.”
JOEL PERRELL, PARTNER, WOMBLE BOND DICKINSON
Perrell joins the firm from Miles & Stockbridge, where he served as co-leader of their Real Estate & Transactional Finance practice group. He is the fifth lateral to join Womble this month, following partners Harry H. Rimm (Business Litigation, New York), Paul G. Afonso (Corporate & Securities, Boston), Marcantonio Barnes (Corporate & Securities, Tysons, Va.), and Tara K. Gorman (Real Estate, DC).
Perrell earned undergraduate degrees in International Business and German Language and Literature from the University of Maryland at College Park and his law degree with honors from the University of Maryland School of Law, where he served as an articles editor of the Maryland Law Review.

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