Brean Capital Advises Synergy One Lending on its Merger with American Pacific Mortgage

SAN DIEGO, CA – Synergy One Lending, Inc. (Synergy One), recently announced that it has merged with American Pacific Mortgage (APM), bringing together two market leading mortgage lenders to expand a scaled national platform built for the next era of retail lending.

Brean Capital, LLC served as financial advisor to Synergy One in connection with the transaction.

The union enhances APM’s national footprint and increases annual volume to approximately $14 billion, solidifying the combined company as one of the nation’s top retail mortgage lenders.

The move also strengthens APM’s executive leadership team, with Synergy One’s CEO Steve Majerus joining APM as President. Majerus brings decades of leadership experience and a progressive approach to technology, AI, platform innovation, and production strategy. Aaron Nemec will remain the President of Synergy One, a division of American Pacific Mortgage, and continue to lead the organization’s operations and growth initiatives.

“What made this opportunity so compelling wasn’t just the scale—it was the alignment. A shared vision around innovation, technology, leadership, and where the future of lending is headed,” said Steve Majerus, President of American Pacific Mortgage and former CEO of Synergy One. “Synergy remains Synergy. The culture, leadership, entrepreneurial spirit, and identity that made this company special aren’t going anywhere. What changes is the strength behind it. By joining APM, we’re creating a stronger platform with greater scale, deeper investment in technology and AI, stronger products and pricing, and more opportunity for our people to grow and win.”

Synergy One Lending, Inc. is a nationally recognized mortgage lender known for its strong leadership, innovative approach to lending, and commitment to helping originators and clients succeed. Licensed in 49 states, S1L employs 540 people and operates 65 branches nationwide. Built on an entrepreneurial culture and high-performance mindset, Synergy One Lending has established itself as a respected force within the mortgage industry. For additional information, visit: https://s1l.com/

American Pacific Mortgage (APM) was founded in 1996 and is a national, independently owned and operated retail mortgage lender. Based in Roseville, California, APM is a top-ranked mortgage lender in the U.S. and a recipient of multiple industry awards. Licensed in 49 states, APM employs more than 2,900 people and operates nearly 300 branches nationwide, many of which operate under DBA structures. For additional information, visit: www.apmortgage.com

Brean Capital’s Investment Banking Group is dedicated to helping its clients achieve their strategic and financial goals. For more than 50 years, the Firm has specialized in providing capital raising, M&A and financial advisory services to middle market businesses. Throughout its history, Brean Capital has established a track record of providing its clients with deep market knowledge, commitment and experience to ensure a successful transaction. For more information, please visit: website.