United Community Bank’s ABL division is pleased to announce recent closings totaling over $200 million. Some of the highlights among these new ABL lines of credits and term loans include:

• $28 million line of credit and $10 million term loan for a lubricants distributor
• $20 million line of credit for an IT staffing company
• $20 million participation in a line of credit for a security services staffing company
• $20 million line of credit for a lubricants distributor
• $12 million line of credit for a beach supplies wholesaler
• $11 million line of credit and $1.3 million term loan for a tool manufacturer and distributor
• $10 million line of credit increase for a technology deployment and systems integration provider
• $7.2 million real estate term loan to an existing lubricants distributor client
• $7 million term loan to an existing electronics manufacturer client
• $6 million line of credit for an electrical and HVAC supplies distributor
• $5 million line of credit for a government contractor equipment provider
• $5 million line of credit for an IT staffing government contractor

“The originations of these new ABL relationships are a great testament to our commitment to provide tailored working capital solutions that support the specific needs of each client. Whether the need is for growth, managing seasonal fluctuations, unlocking constrained working capital, M&A, or other more unique purposes, our experienced team stands ready to dig in deep to understand the particular needs of a client and customize a solution that strikes the ideal balance between maximizing borrowing capacity and flexibility,” said Caleb McFaddin, UCB’s ABL Division Manager. “We are proud to become trusted partners with these new clients and we look forward to long relationships in which we continue to support their evolving needs just in the way we have done with so many of our other long-tenured ABL clients.”

UCB’s ABL division specializes in providing tailored working capital solutions structured to maximize the borrowing capacity of a company’s trading assets. UCB’s experienced ABL team provides exceptional service and supports the client’s full banking needs through its close partnership with UCB’s commercial bank. UCB’s ABL division generally offers Working Capital lines of credit ranging from $5 million to $50 million but has the capability to offer larger facilities through syndicated facilities and also supports these ABL relationships with term loans and other credit products.

United Community Bank (“UCB”) offers a full range of banking, mortgage and wealth management services. As of December 31, 2025, UCB had $28.0B in assets and operated approximately 200 offices across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. The bank also manages a nationally recognized SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. UCB is an 11-time winner of J.D. Power’s award for highest customer satisfaction among consumer banks in the Southeast and was named to American Banker’s “Best Banks to Work For” list for the ninth consecutive year in 2025.