Shifting Gears: An Interview with Hilco Global’s Betsy Ratto

April 5, 2022

By Eileen Wubbe

Betsy Ratto is senior vice president of Hilco Capital Solutions: ReStore Capital and Hilco Corporate Finance, with responsibility to drive business for ReStore Capital and Hilco Corporate Finance. She is responsible for originating and executing corporate finance and capital markets transactions, with a focus on the retail industry and other financing transactions. She joined Hilco in fall 2021 and is based in Hilco’s Boston office.

Prior to joining Hilco, Ratto had a long and successful career at Bank of America, where she served as managing director and group head of the Retail Finance Group. Over her 25 years of leadership, she scaled the Retail Finance Group into one of the nation’s most profitable asset- based lending platforms and a market-leading player averaging +$20 billion in assets under management with an evolving portfolio of 90+ large national retail, eComm, apparel and brand companies. Her responsibilities included new client acquisition, loan syndication, relationship management, problem loan management, and risk management. She and her team were responsible for all aspects of problem loan
management, including overseeing Chapter 11 Bankruptcy, Exit and Liquidation processes. During her leadership tenure, she oversaw $25 billion in troubled assets worked out and managed to a zero-loss result.

Known to be an innovative and creative leader, Ratto built a reputation across the banking industry for solving challenging client issues and taking an active role in financing a broad range of complex transactions.

Ratto earned a Master of Science in accounting from Fairfield University and a Master of Business Administration from Boston College. She currently lives in Boston with her husband and two daughters.

Here, she discusses her goals at Hilco, challenges and opportunities in the retail sector, differentiating yourself at a non-bank platform, and lessons learned in leadership and career development.

Click here
 for the full interview.

About the Author

Eileen Wubbe 150x150
Eileen Wubbe is senior editor of The Secured Lender magazine and TSL Express daily e-newsletter.