Firm Continues Strategic Growth to Support Expanding Client Portfolio 

NEW YORK – January 8, 2026 – JPalmer Collective (JPC), an asset-based lending firm dedicated to funding high-growth, women-led, and natural products companies today announced that Karen Marino has joined the firm as Head of Risk Management. Karen will work closely with JPC’s credit teams to underwrite and manage client relationships, helping the firm thoughtfully identify, assess, and mitigate risk as it continues to grow. 

“We’re excited to welcome Karen to the JPC team,” said Jennifer Palmer, founder and president of JPalmer Collective. “She brings deep experience across the ABL industry and a strong track record of leading underwriting and portfolio teams. Karen has a thoughtful, disciplined, and client-first approach to risk management, and we’re thrilled to have her supporting our expanding portfolio.” 

With more than 20 years of experience in underwriting, portfolio management, and credit risk, Karen has built a reputation in the industry for disciplined credit judgment, collaborative leadership, and a deep understanding of borrowers’ needs throughout the lending cycle. She has been an active leader within the Secured Finance Network (SFNet), serving on the board of SFNet’s National Young Professionals, the Education Committee, and the New Jersey Chapter for the past three years. 

About JPalmer Collective 

JPalmer Collective is a customized asset-based lending solutions provider founded in 2023 by Jennifer Palmer, commercial finance veteran, former president of SFNet and an advocate for improving women's access to financing. Created to fund high-growth companies that do not fit the traditional lender's criteria, the company provides white-glove service with a consultative approach to women-led companies. high growth consumer brands and companies focused on conscious consumers, sustainability, and inclusivity so they can achieve sustainable growth.