EBSC Lending Provides $21.3 Million in Construction Financing for 1,775-Unit Self-Storage Development in Stockton, California
April 9, 2026
Source: EBSC Lending
STOCKTON, Calif., March 29, 2026 - EBSC Lending announced that it has provided $21.3 million in construction financing for a 1,775-unit self-storage development in Stockton, California.
The financing supports the ground-up development of a new self-storage project designed to serve growing demand in the Stockton market. The transaction reflects EBSC Lending’s continued focus on providing flexible, asset-based financing solutions for commercial real estate investors and developers nationwide.
The project will add significant new storage capacity in a strategic Northern California market. The financing also comes at a time when the self-storage sector is increasingly emphasizing disciplined development, technology-enabled operations, and tenant-focused product design. Yardi Matrix reported that U.S. self-storage asking-rate growth declined 1.1% in February 2026 and that most operators’ 2026 guidance remains flat to slightly negative, underscoring the importance of selective lending and strong sponsorship.
Transaction Highlights
Loan Amount: $21,300,000
Financing Type: Construction Loan
Property Type: Self-Storage
Project Size: 1,775 Units
Location: Stockton, California
Rate: 10.75%
Term: Four-year initial term, with two one-year extension options subject to the borrower meeting certain requirements
The facility is designed around features that improve tenant convenience, protection, and operational efficiency. Amenities include climate-controlled units, mobile access, contactless rentals, and enhanced security infrastructure such as cameras, access controls, and automated locks.
The loan carries an interest rate of 10.75% and features a four-year initial term with two one-year extension options, subject to the borrower meeting certain requirements.
“With ample liquidity available for investment, EBSC Lending continues to target lending opportunities with well-capitalized institutional sponsors and projects that offer attractive risk-adjusted returns for our investors,” said Martin Alex of EBSC Lending.
EBSC Lending remains active in providing financing for construction, bridge, and transitional real estate opportunities across a broad range of property types throughout the United States. The firm specializes in customized lending solutions for investors and developers seeking speed, structure, and dependable execution. This transaction further demonstrates EBSC Lending’s ability to finance specialized real estate projects in markets with strong long-term fundamentals. With extensive experience in real estate lending, EBSC Lending continues to serve as a capital partner for borrowers seeking responsive underwriting and certainty of execution.
About EBSC Lending
EBSC Lending is a nationwide private lender providing customized financing solutions for real estate investors and developers. The firm offers asset-based lending for real estate projects across all 50 states, with loan amounts from $10 million to $100 million. EBSC Lending is known for its speed, creativity, and disciplined execution across a broad range of property types and use cases.
Media Contact
EBSC Lending
949-229-6155
info@ebsc-llc.com
www.ebsc-llc.com
