Provident Bank Names Tammaro to Lead Middle Market Lending
February 18, 2026
Source: ROI NJ
Provident Bank announced Feb. 17 that it has appointed Joseph A. Tammaro Jr. as executive vice president, head of middle market lending.
In this role, Tammaro will report to Bill Fink, executive vice president, chief lending officer, and will be responsible for leading Provident’s Middle Market Lending Group, including business development, customer relationship management, portfolio performance, credit quality and risk management.
He will also play a key role in strategic planning, team leadership and development, and partnering across the organization to deliver comprehensive lending, depository, Treasury Management, and foreign exchange solutions to middle market customers.
Middle market banking is the segment that provides investment banking services to companies with revenue in the range of $50 million to $1 billion.
“Joe brings the leadership experience and strategic focus needed to drive continued growth in our middle market platform,” said Fink. “He has a strong track record of building scalable teams, expanding customer relationships, and delivering disciplined, profitable growth. As we continue to invest in this important business line, Joe’s expertise will be instrumental in accelerating our momentum and strengthening our competitive position across the region.”
Tammaro has more than two decades of senior leadership experience in commercial banking. Most recently, he served as senior vice president and group head of Metro PA & NJ Middle Market Lending at TD Bank, where he led teams serving commercial and industrial customers with revenue up to $2 billion.
Provident said that throughout his career, Tammaro has demonstrated a strong track record in building high-performing and collaborative teams, managing complex credit portfolios, fostering deep customer relationships, and collaborating across product partners to deliver holistic financial solutions.
“Provident Bank has built a strong foundation in middle market lending, and I see a significant opportunity to build on that progress,” said Tammaro. “I look forward to working with our teams to expand our market presence, grow customer relationships, and deliver integrated financial solutions that support the long-term success of our middle market customers.”
Tammaro succeeds Wm. J. Ruckert, III, who will be retiring on April 1. During the leadership transition, the two will work closely to provide continuity of service.


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