Ryan Gray

Ryan Gray is a director in BMO’s Asset-Based Lending group in Chicago, with 16 years of experience spanning commercial banking, restructuring, and public accounting. He manages and advises middle market, corporate, and sponsor-backed borrowers across complex ABL facilities, with a focus on liquidity optimization, working capital strategy, and risk management.

Ryan has spent the last seven years with BMO ABL, with experience spanning underwriting and portfolio management, as well as hands on execution in challenged situations across diverse collateral types. This includes leading numerous borrowers through distressed credit restructurings, collateral liquidations, bankruptcies, UCC Article 9 sales and Receivership processes. 

Prior to BMO, Ryan was a director at KPMG, performing global advisory, lender due diligence and audit engagements. In addition to being a registered CPA, Ryan earned a BComm from McMaster University and an MSA from the University of Notre Dame. He and his wife, Maggie, reside in the Chicago area with their two boys, William and Colin.