Encina Private Credit Rebrands as Encina Commercial Finance

New Name Reflects the Firm's Expanded Specialty Finance Capabilities

NORWALK, CT — July 28, 2026 — Encina Private Credit announced today that it has changed its name to Encina Commercial Finance (“ECF”) in order to more accurately reflect the firm's expanding capabilities as a specialty finance company.

While ECF will continue to focus on its market-leading, first-out enterprise value loan product, the firm has expanded its capabilities to better serve both asset-light and asset-intensive businesses.  Specifically, for more asset-intensive borrowers, ECF can now underwrite a prospective borrower’s cash flow as well as the value of its underlying collateral, which may include accounts receivable, inventory, machinery and equipment, real estate and intellectual property. When appropriate, the firm may also structure transactions to include a borrowing base and/or asset coverage covenants, providing ECF with the flexibility to meet the financing needs of a broader range of companies.

"Our business has evolved significantly, and our new name better reflects the breadth of solutions we provide to our partners in the market," said Mike Hensinger, President and Chief Executive Officer of Encina Commercial Finance.  "Over the past several years, we have established ourselves as the leading non-bank, first-out enterprise value lending platform while expanding our capabilities to meet the evolving needs of our partners. Encina Commercial Finance better represents the full range of solutions we provide. While our name is changing, our mission remains exactly the same: to be the premier first-out financing partner for direct lenders by delivering speed, certainty, flexibility, reliability and a trusted partnership model.”

ECF’s expanded product capabilities enable it to provide first-out financings ranging from $15 million to $150 million – including revolvers/working capital facilities, funded term loans and delayed draw term loans – for both private equity-sponsored and non-sponsored borrowers throughout the United States and Canada. Transactions may be underwritten based on enterprise value, or a combination of both enterprise value and asset value, allowing the firm to support both asset-light and asset-intensive businesses while maintaining its disciplined underwriting approach.

"Our clients and partners will continue to work with the same experienced team they have trusted for years," Hensinger added. "Many members of our senior leadership team have deep roots in both cash flow and asset-backed lending dating back to our GE Capital and banking careers. We are building on those decades of experience to offer even more solutions without changing the collaborative, relationship-driven approach that has defined our firm since inception."

About Encina Commercial Finance

Encina Commercial Finance is a specialty finance company that partners with direct lenders to provide first-out enterprise value loans ranging from $15 million to $150 million to both asset-light and asset-intensive companies in the United States and Canada.  The firm serves private equity-sponsored and non-sponsored borrowers across a wide range of industries. By combining deep expertise in enterprise value and collateral-based lending, Encina Commercial Finance delivers flexible financing solutions designed to help its partners execute with confidence.