SFNet New Member Spotlight: Decipher Credit Solutions, Inc.

January 12, 2026

Source: Decipher Credit Solutions, Inc.

Decipher-logo-dkblue-1

Decipher Credit Solutions, Inc.
10411 Motor City Dr, Ste. 750
Bethesda, MD 20817
https://deciphercredit.com/

Decipher is a modern automation platform built to streamline the full credit lifecycle for asset-based lenders. Decipher powers AI-driven onboarding and credit reviews including KYC, KYB, financial spreading, receivables/payables and inventory aging analysis, ineligibles and borrowing base calculations, and cash flow evaluation. With integrated credit assessment, risk rating, decisioning, document management, and monitoring, lenders reduce complexity and improve efficiency. AI-powered credit memo automation and robust partner integrations deliver seamless, end-to-end efficiency across origination, underwriting, and portfolio management.  To learn more or request a demo visit deciphercredit.com.   

SFNet Member Director, Raul Velarde

Raul Velarde - Decipher

Raul Velarde, CEO & Founder, is a seasoned corporate finance executive with more than 20 years in commercial lending with a background in information technology. He has taken his knowledge in the lending industry to revolutionize and streamline the lending process. Raul has held senior executive positions with CTF and Bibby Financial Services, among others.                                                                    
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