Top California Lender Begins 2026 with New Investor Capital and $25.9 Million in Loan Closings; Texas Expansion Underway

January 12, 2026

Source: Top California Lender

SANTA MONICA, Calif., Jan. 13, 2026 – Top California Lender, a nationwide private lender focused on commercial real estate financing, announces a strong start to 2026 following the onboarding of a new group of high-net-worth and institutional investors and the closing of three commercial real estate loans totaling $25.9 million. This activity supports the firm’s continued national growth and advances preparations to open a branch office in Texas.

The addition of new investors strengthens the firm’s capital position and enhances its capacity to fund a growing pipeline of commercial real estate transactions across multiple markets.

On Monday, Jan. 12, 2026, Top California Lender closed the following transactions:

A $13 million acquisition loan for a Class A office property in the Dallas–Fort Worth Metroplex, supporting a value-add business plan in a major employment center.

A $9 million acquisition loan for an industrial property near the Port of Houston, positioned to serve logistics and distribution demand.

A $3.9 million bridge loan for a value-add multifamily acquisition in a suburban Atlanta, Georgia, submarket, facilitating renovations and lease-up prior to permanent financing.

“These transactions reflect consistent execution across multiple asset types and markets,” says Jerry Dean, CEO of Top California Lender. “The ability to close nearly $26 million in one day demonstrates the strength of our capital base, underwriting discipline, and operational platform.”

Top California Lender typically provides loan approvals within ten business days, with funding often completed in as little as fifteen days and offers loan-to-value ratios of up to 85%, subject to underwriting. The Texas transactions align with the firm’s broader strategy to expand its presence in the state, where preparations are underway for a Texas branch office to support local borrowers and partners.

Since Jerry Dean’s appointment as CEO in 2025, Top California Lender focuses on scaling its platform through disciplined underwriting, expanded capital partnerships, and increased geographic diversification. The firm provides bridge, construction, acquisition, renovation, land, and equity cash-out financing, with loan sizes ranging from $5 million to $100 million+.

“Texas continues to be an increasingly important market for our clients,” Jerry adds. “Establishing a local presence allows us to support that demand while maintaining disciplined growth.”

Top California Lender remains a leading capital provider for value-add, stabilized, and opportunistic multifamily acquisitions nationwide. For more information about Top California Lender’s loan programs, including Rehab/Renovation Loans, Construction Loans, Bridge Loans, Commercial Acquisition Loans, and Change of Use Loans, visit www.topcalifornialender.com or contact info@topcalifornialender.com.

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