Rosenthal Capital Group Closes Three Recourse Factoring Transactions Totaling $12 Million

(NEW YORK) – November 12, 2025 – Rosenthal Capital Group (RCG), the leading private commercial finance firm in the United States, today announced the completion of three recourse factoring deals across a range of industries totaling $12 million.

A fragrance industry veteran was looking to launch a new fragrance line into national beauty retailers. Because of his track record of success in the sector, suppliers agreed to produce and ship product under flexible terms, but the company was still seeking a working capital solution to pay the suppliers. RCG stepped in to provide the working capital needed to cover supplier payments as shipments were taking place so the company could start production against replenishment orders. RCG closed the transaction quickly and in seven days the company had a $4.5 million recourse factoring facility in place.

A manufacturer of polyester fibers, yarns and other synthetic materials was seeking a recourse factoring solution to support the establishment of a newly formed U.S. subsidiary. When the parent company’s European banks restricted additional loans to the subsidiary, the company began exploring alternative financing options in the U.S. RCG worked closely with the company during the set-up phase of the domestic business as they hired employees and strategically placed warehouses to service their key customer base. RCG ultimately implemented a $4 million recourse factoring facility to support the U.S. subsidiaries of the company’s current European customers. RCG’s funding covered operating expenses and allowed for repayment of A/P owed to the parent company.

A newly formed apparel company was seeking an alternative financing solution to support the relaunch of a well-known brand via e-commerce platforms. The business initially launched with a single customer and 2 purchase orders totaling more than $10 million, with delivery dates from May to December. The client was able to support the vendor deposits on their own but wanted a factoring facility in place for day-to-day working capital needs. RCG ultimately offered a $3.5 million recourse factoring facility that included an intercreditor agreement with a regional bank to provide the funding to acquire the brand.

“While each of these deals was unique, all three involved start-ups with only a few active customers and the need for funding to pay suppliers,” said Leigh Lones, Head of Recourse Factoring at RCG. “RCG’s flexibility, transparency and speed are the perfect components for customized and efficient transactions that position companies to take advantage of significant growth and expansion opportunities.”

ABOUT ROSENTHAL CAPITAL GROUP (RCG)

With over 87 years of leadership and industry experience, Rosenthal Capital Group (RCG) is now led by the third and fourth generations of the Rosenthal family. As a privately held company, RCG is committed to providing personalized service, credit protection and flexible lending to small to middle-market clients across a broad range of industries, with loans ranging from $500,000 to $40MM+. With unmatched financial capacity and decades of experience, RCG is best in class for all its clients’ creative financing needs, including factoring, asset-based lending, direct-to-consumer financing, purchase order financing and equipment financing. Rosenthal’s team of seasoned professionals covers the U.S. from coast to coast and nearly everywhere in between, with dedicated offices in New York, California, Georgia, North Carolina and Illinois. Learn more at www.rosenthalcapitalgroup.com.