Culain Capital Management LLC


1780 Wehrle Drive, Suite 101
Buffalo, NY 10017
United States

Work: 716.919.1322
https://culaincapital.com

Culain Capital is a commercial finance company providing flexible working capital solutions through accounts receivable factoring, purchase order financing, and asset-based lending. We specialize in helping small and lower-middle market businesses bridge liquidity gaps caused by rapid growth, seasonal demand, or extended payment terms. Our typical deal sizes range from $500,000 to $10 million, targeting borrowers with EBITDA ranging from negative to $5 million, particularly those undergoing transitions or requiring non-bank solutions.

Culain Capital excels in fast-moving industries such as transportation and logistics, staffing, manufacturing, distribution, and government contracting. We also support complex borrower situations, including turnarounds, sponsor-backed platforms, and borrowers with insufficient collateral for traditional bank lending.

Our underwriting is relationship-driven, focused on quality of receivables and sales cycle predictability rather than rigid financial metrics. Our ideal borrowers need working capital to support growth or stabilize cash flow, and our capital partners include private lenders, family offices, and institutional investors aligned with our mission to empower underserved businesses. We are committed to transparency, responsiveness, and structuring solutions that adapt to the real-world needs of entrepreneurs and operators."

Main Contact

James E Franz



Company Employee Directory

12 Members

Cindy Borden
Account Executive
Rebecca Durkin
Onboarding & Underwriting
James E Franz
President and Co-Founder
Michael Franz
Marketing Director
Terrance Greiner
Chief Legal Officer
Anita Hall
Account Executive
Joseph A. Heim
Chief Credit Officer CPA, CFE
James J. Jarosz
Chief Operating Officer
Fred Kulikowski
Chief Executive Officer
Betsy Ross
Account Executive
Tim Sardina
Strategic Advisor
Daniel Stacy
Senior Vice President

 

 
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