Glossary
Welcome to SFNet's Secured Finance Glossary of industry terms. Currently the SFNet Glossary has over 400 industry terms and definitions. You can search specific terms in the search tool above, or use the alpha tool below and progress on the paginations.
Residual Value 
An asset's residual value is the estimated amount that it will be worth at the end of its useful life, also known as the salvage value.
Retail Factoring
A financing solution, in which a company sells it's accounts receivable at a discount in order to raise capital.
Retail Lending
Financing offered to individuals such as mortgages, auto loans,and other consumer uses, than to institutions.
Retained Earnings
On the balance sheet, the amount of earnings left over to be reinvested in the core business of the company or to pay down debt.
Retention (Retainage)
A portion of the contract price that is withheld/not paid until the project is completed and inspected.
Retention of Title
Provision in a contract for the sale of goods that the title to the goods remains with the seller until certain obligations are fulfilled by the buyer.
Return to Vendor (RTV)
The return of goods to the original vendor, bypassing the distributor.
Revolver
A Revolving Line of Credit (RLOC, Revolver) is a type of loan usually provided to a corporate borrower or individual by a bank or other financial institution. It is a line of credit used for operating purposes and can fluctuate each month depending on the customer's current cash flow need.